📊 FD Calculator UAE – 2025
Plan your savings smartly with our FD Calculator UAE. Estimate your maturity amount and interest instantly — compare rates, compounding, and tenure with one click.
Calculate Your FD
Your FD Returns
Principal Amount: AED 50,000
Total Interest: AED 1,750
Maturity Amount: AED 51,750
Bank Comparison Table
| Bank | Minimum Deposit | Interest Rate (p.a.) | Tenure Options | Payout Frequency |
|---|---|---|---|---|
| Emirates NBD | AED 10,000 | 4.25% | 1–36 months | Monthly / Maturity |
| ADCB | AED 5,000 | 4.50% | 3–24 months | Quarterly |
| RAKBANK | AED 10,000 | 4.35% | 12 months | At Maturity |
| Mashreq | AED 5,000 | 4.60% | 6–36 months | Monthly |
What Is an FD Calculator in UAE?
An FD Calculator UAE (Fixed Deposit Calculator) is a free web based tool that will assist you in estimating the amount of profit of your fixed deposit investment with any bank in the UAE. It computes your maturity value and cumulative interest that you will have earned depending on the size of your principal, rate of annual interest, tenure, and the frequency at which you are paying your interest .
Simply put, when you put a given amount of money in a bank in the UAE during a certain time, the bank will provide you with a given rate of interest. The calculator will use the formula of compound interest that is used by banks of the UAE to provide you with the correct results .
With the help of this UAE bank interest calculator, it is easy to compare the proposals of various banks, plan investments, and see how your money will multiply. It is a must-have tool when you would like to estimate the amount of interest on the fixed deposit before investing.
Understanding FD Interest Rates in the UAE
The interest rates of FD in the UAE differ between banks and are determined by the tenure, the amount of the deposit, as well as the currency of the deposit. The banks in the UAE have an average interest rate of 1.5 to 6.5 percent per year.
The following are some of the factors that affect FD rates:
- Bank policies: Some banks give out promotional rates to new customers.
- Tenure: In cases of long deposits, the higher interests are usually attracted.
- Deposit amount: Larger amounts may qualify for premium rates.
- Compounding Frequency: Monthly compounding increases at a faster rate as compared to annual compounding.
This fixed deposit calculator helps you to maximize your returns by always comparing the rates of various banks before you open an FD account in Dubai.
How to Get the Best FD Rates in UAE
Compare different banks: Use the FD calculator to check which bank offers the best annual percentage yield (APY).
Use longer tenure: In the long run, a longer lock-in will offer better interest.
Festivals: Banks usually offer higher interest rates on new FDs, but temporarily.
Execution: Deferrals A deferral will lower your interest income.